Roberto Valerio is founder and CEO of RISK IDENT, a software development company specializing in fraud prevention and credit risk evaluation based on machine learning. Before that he founded startups specializing in cloud storage and e-commerce platforms. He has a background in business administration but spent years in programming as well. His interests are scalable web applications and agile team building within startups. He is a member of the European Advisory Board at the Merchant Risk Council and part of the IBM Global Entrepreneur program.