Peer-to-Peer (P2P)

Sometimes it’s best to rely on the kindness of strangers when borrowing money.

Of broccoli and fractals

Of broccoli and fractals

Blue Elephant Capital Management’s Brian Weinstein always has something interesting to say about the world of investing. This month he compares broccoli and fractals.   Writing something new and (hopefully) interesting every month isn’t easy. I’ve been lucky in some ...

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Prosper and HomeAdvisor announce funding partnership

Prosper and HomeAdvisor announce funding partnership

Prosper Marketplace and national home services digital marketplace HomeAdvisor are partnering to offer home improvement financing on HomeAdvisor’s website. HomeAdvisor screens home improvement professionals via criminal and financial record checks before allowing them access to the HomeAdvisor website. Those professionals ...

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Prosper Marketplace names new CFO

Prosper Marketplace names new CFO

Prosper Marketplace has named David Kimball as Chief Financial Officer, effective March 18. Mr. Kimball has spent the past decade with USAA in a series of positions, most recently as Chief Financial Officer. He oversaw operations including property, casualty, banking, ...

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A deep dive on loan investing

A deep dive on loan investing

Given the recent headlines regarding the struggles in performance of Lending Club’s models, I wanted to revisit some of our closely held views on loan investing. Over the last two years, I have been focused on two major themes — ...

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Lending Club celebrates 2015 results

Lending Club celebrates 2015 results

Despite a plummeting post-IPO share price, there was plenty to celebrate at Lending Club, executives said this week. Loan originations of $2.58 billion in 2015 were an 82 percent increase over 2014’s $1.41 billion. Since being founded in 2006 Lending ...

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Prosper study shows many teetering on financial precipice

Prosper study shows many teetering on financial precipice

The results of a study released by Prosper Marketplace show many Americans have at best tenuous control over their finances. The Prosper Marketplace Financial Wellness Study surveyed 1,000 American adults with financial decision-making power. Close to one in four respondents ...

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Human-centered risk management

Human-centered risk management

On the Kiva Zip team, we’re enjoying disrupting financial paradigms. Most lenders look at financial data when assessing credit risk — the strength of a borrower’s credit score or their cashflows. We emphasize social data — the strength of a borrower’s character and their ...

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