Andrew Graham Tony Zerucha +Tony Zerucha Dec. 22, 2014, 1:25 pm 2 views Canada’s average household debt-to-income ratio is higher than America’s, Andrew Graham notes. Free newsletter signupNever miss another Bankless Times news story as we send you hand-picked articles every morningWe hate spam. Your email address will not be sold or shared with anyone else. You will only receive our daily newsletter. You can unsubscribe at any time.