Tony Zerucha·Alt-Finance·July 26, 2015·1 min read·23 viewsThe Daily Dig for Sunday, July 26 ShareTweetShareSubmit Happy belated birthday Dodd-Frank What has been called Barack Obama’s most underrated achievement recently turned five. Mike Konczal charts its history. Dodd-Frank a work in progress five years out Roughly 60 percent of the rules required by regulators have been implemented, making Dodd-Frank a work in progress as it celebrates its fifth birthday, writes Robert Borosage. New big bank capital requirements ‘a step in the right direction’ New big bank capital requirements have to be met with common equity, but they do not likely go far enough, Kevin Drum writes. My Mama told me “You better shop around” Smokey Robinson may have been writing about getting the best deal on a personal loan, Matthew Frankel writes. Spain ripe for real estate crowdfunding Now that Spanish real estate may have bottomed out, regular folk have a great opportunity to participate in Spanish real estate via crowdfunding, writes Ian Mount. How Fintech is helping small business lending Biz2Credit’s Rohit Arora knows a few things about using technology to improve small business lending. He shares some thoughts here.See alsoMay 17, 2015Outlook brighter, but not enough yet for higher rates Hoenig fights Congress on swaps-margins rules Some members of Congress want to ease up on rules forcing banks to have collateral against internally used derivatives. Thomas Hoenig doesn’t like that idea. Silla Brush and Jesse Hamilton report. Alternatives needed for TBTF John Berlau writes only one new bank has hit the market in five years. Depends on your definition, but the reason may be because there are alternatives to banks that may be better than banks. Read the article here. Like this article? Take a second to support us on Patreon!