A new partnership between Lloyds Banking Group and Microsoft will see customers trying biometric methods via Windows 10 when logging into their Lloyds Bank, Halifax and Bank of Scotland internet bank accounts.
Windows Hello offers fingerprint and facial recognition methods when logging into Windows 10 devices. By using special hardware and software a facial data representation is created, thereby preventing fraudsters from using a photograph or impersonator. Windows 10 devices use infrared technology so customers can be recognized in a variety of lighting conditions. Data is also stored locally on the device and only shared with the user.
Lloyds plans a Windows Hello pilot functionality test later this year with Windows 10 users who access their bank accounts online.
If the test works out, progress could be quick, Microsoft UK Windows and devices lead Ryan Asdourian said.
“With more than 400 million active users of Windows 10 able to take advantage of Windows Hello, it’s great to see a major financial services institution looking at how it can apply this technology to transform the customer experience.
“Windows Hello enables users to log in to a Windows device in less than two seconds and this use of advanced biometric technology will provide Lloyds Banking Group customers with a more seamless and frictionless experience without compromising security.”