Singapore-based custody firm Cobo has launched the Cobo Agentic Wallet, a “smart agent” wallet built for AI-led blockchain transactions. The software enables AI bots to perform on-chain tasks independently while adhering to stringent security and regulatory guidelines set by humans.
The Agentic Wallet supports more than 80 blockchains, including Ethereum, BNB, Arbitrum, and Solana. It also integrates with popular AI frameworks such as Claude MCP, OpenAI Agents SDK, and LangChain, so developers don’t have to start from scratch when adding more agents.
According to Cobo’s April 20 announcement, the goal is to give AI agents a safe on-chain “account” they can use to trade, pay, or manage assets, without ever seeing full private keys. That design aims to reduce the risk that prompt injection, model bugs, or leaked credentials could result in direct fund loss.
Cobo Controls What AI Agents Can and Cannot Do On-Chain
A “Pact” mechanism at the heart of the new wallet specifies what an AI agent can and can’t do. Before an agent can start any work, each Pact is a task-specific agreement that lays out what they can and can’t do, and when they should stop. The Pact ends when the job is done, so permissions don’t last forever.
Cobo Global uses multi-party computation (MPC) for security rather than storing a single private key in a single location. MPC splits the key into encrypted shares and requires multiple parties to cooperate before they can create a valid on-chain signature.
Even in the event of a compromise, this configuration prevents an AI agent from signing transactions on its own. Cobo says this approach differs from wallets that rely on delegated EOAs, trusted execution environments, or API keys, because any stolen or exposed component in those designs can cause failures.
Modes, Templates, and Target Use Cases
The Agentic Wallet offers multiple modes within a single interface. In MPC mode, intended for high-value or high‑risk operations, users must co‑sign transactions, and all actions are logged in tamper‑proof audit logs. A planned custodial mode will serve high‑frequency, low‑value use cases such as micropayments, DCA strategies, and automated tipping.
Cobo also provides “Recipes”, which are pre‑built transaction flows for common tasks. These templates guide AI agents through activities such as swaps, lending, recurring investments, and payment processing, reducing the risk of calling the wrong contract or using the wrong parameters.
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