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Best Crypto Payment Gateways for 2025: Top 5 Compared

Ryan Matthews
Ryan Matthews
Ryan Matthews
Author:
Ryan Matthews
Writer
Ryan is a crypto-aficionado who started writing about the topic 5 years ago. He likes to stay on top of current developments in the industry, and has invested in a number of different coins and projects over the years himself. His current obsession lies with automated trading softwares and emerging AI-tools in the investment space.
Updated: October 28th, 2025

Crypto payment gateways are essential tools for businesses looking to accept cryptocurrency as a form of payment.

As digital currencies continue to gain traction, these gateways provide a seamless and secure way for merchants to process transactions using various cryptocurrencies. They facilitate the conversion of digital assets into local currencies, ensuring that businesses can easily manage their finances while catering to a growing customer base that prefers crypto payments. With advancements in technology and increasing adoption rates, the best crypto payment gateways for 2025 will enhance transaction speed and security and offer features such as multi-currency support, low fees, and user-friendly interfaces, making it easier than ever for businesses to tap into the expanding world of cryptocurrency transactions.

The best crypto payment gateway in our rating is NOWPayments because it offers a seamless integration process, a wide variety of supported cryptocurrencies, and competitive transaction fees. As businesses increasingly look to adopt cryptocurrency as a payment method, NOWPayments stands out for its user-friendly interface and robust security features. Additionally, it provides excellent customer support, making it an ideal choice for both merchants and consumers looking to make transactions with digital currencies. NOWPayments is well-positioned to meet the evolving needs of businesses and their customers as the trend of cryptocurrency adoption accelerates in 2025.

It is essential to find a reliable payment solution because the landscape of cryptocurrency transactions is rapidly evolving, and businesses need to adapt to the changing preferences of consumers who are increasingly looking for seamless and secure payment options. With the rise in popularity of digital currencies, choosing the best crypto payment gateways for 2025 will enable businesses to not only facilitate transactions more efficiently but also enhance customer trust and satisfaction. A dependable payment gateway can streamline operations, reduce transaction fees, and offer features such as multi-currency support and fraud protection, making it a crucial aspect of any modern e-commerce strategy.

Here is the list of best crypto payment gateways for 2025:

  1. NOWPayments
  2. Coinbase Commerce
  3. B2BinPay
  4. BTCPay Server
  5. Blockonomics
Payment GatewayPayout SpeedTransaction FeesAPI Uptime
NOWPaymentsUnder 5 minutes, TRON under 1 minute0.5% 99.99%
Coinbase CommerceA few minutes1 %High, with regular updates
B2BinPayCustomizable based on fees0.5% for single currency, 1% for multi-currency99.99%
BTCPay ServerA few minutesNo fees (network fees apply)High, with regular updates
BlockonomicsA few minutes1% after first 20 free transactionsHigh, with regular updates

NOWPayments

NOWPayments is the best crypto payment gateway, recognized as the best in 2025 by Forbes. It supports a wide range of over 300 cryptocurrencies and 75+ fiat currencies, making it an ideal choice for merchants to accept crypto payments. The platform offers a non-custodial model with optional custodial services, ensuring a secure payment experience for users. With its flexible integration options, including API, POS, plugins, and white-label solutions, NOWPayments caters to various industries such as e-commerce, gaming, and SaaS, allowing businesses to seamlessly integrate crypto into their payment systems. 

Payout speed. NOWPayments provides quick payouts, with most transactions completed in under five minutes. The platform focuses on efficiency, with certain networks, such as TRON, enabling confirmations in under one minute. This allows businesses to swiftly access their funds, enhancing cash flow management. The platform supports a wide range of blockchains, ensuring fast payments across various crypto payment gateways.

Transaction fees. NOWPayments features a clear and competitive pricing model, with a base transaction fee of 0.5% for transactions in a single cryptocurrency. For transactions involving multiple cryptocurrencies, the fee increases to 1%, which accounts for the extra complexity involved. Merchants have the flexibility to manage network fees, choosing to either cover them or transfer them to customers. This approach positions NOWPayments as a cost-effective crypto payment solution for businesses, whether they are new to crypto or established in the crypto space.

High API uptime. The NOWPayments API features an outstanding uptime of 99.99%, guaranteeing high availability for users. With an average response time of only 350 milliseconds, the API is both quick and dependable. Moreover, the platform provides a 10-minute alert before any service interruptions, enabling businesses to prepare effectively. This level of reliability positions NOWPayments as a trustworthy partner for companies that need seamless cryptocurrency payment processing.

Reasons Why NOWPayments is The Best Crypto Payment Gateway

NOWPayments is a leading crypto payment gateway that excels in offering a wide range of cryptocurrency support, fast payout speeds, and an impressive API uptime of 99.99%. This platform enables businesses to accept payments in over 300 cryptocurrencies, providing unmatched flexibility and scalability for global transactions. The platform features low transaction fees, making it a cost-effective solution for merchants. It also offers seamless integration with e-commerce platforms, APIs, and custom solutions. Forbes has recognized NOWPayments as the top crypto payment processor in 2025, highlighting its secure, non-custodial payment processing and commitment to delivering a reliable and user-friendly service. These attributes position NOWPayments as the ideal choice for businesses seeking the best cryptocurrency payment gateway that is versatile, cost-efficient, and high-performing.

Coinbase Commerce

Coinbase Commerce is a reliable crypto payment gateway that allows online stores to accept crypto payments directly into their crypto wallets. It supports a wide range of cryptocurrencies, making it versatile for merchants. The integration with various e-commerce platforms is seamless, ensuring a smooth payment process. This crypto payment platform offers secure payment features, providing safety for both merchants and customers. Furthermore, Coinbase Commerce includes real-time payment tracking and detailed transaction histories, which enhance the overall payment experience and build trust in the crypto market.

Payout speed. Coinbase Commerce is a reliable crypto payment gateway that processes payments quickly, with most transactions confirmed in a matter of minutes. This crypto gateway uses blockchain confirmations to guarantee the security and finality of each transaction. Merchants can easily monitor their payment flows through the Charge API and webhook events. Although confirmation times can differ based on the blockchain network, Coinbase Commerce aims to deliver timely payouts, making it a top choice for those looking to integrate crypto into their business.

Transaction fees. Coinbase Commerce charges a 1% fee on all crypto transactions. This fee is applied after the customer completes a payment and is collected in the settlement currency of the transaction. For example, if a customer makes a $100 purchase using crypto and the fiat settlement currency is USDC, the fee would be 1 USDC. This transparent pricing structure enables merchants to efficiently manage their costs with the crypto payment gateways available. It is essential for businesses to consider these factors when choosing the right gateway for their cryptocurrency payment solutions.

High API uptime. Coinbase Commerce offers a dependable API with excellent uptime, allowing merchants to process payments in crypto smoothly. The platform supplies developers with detailed documentation to make integration easy. Frequent updates and maintenance are carried out to improve performance and ensure secure crypto transactions. Merchants can track the API’s status and report any issues through official support channels, making it a strong choice among payment gateways for cryptocurrency.

B2BinPay

B2BinPay is a versatile crypto payment gateway for businesses looking to accept, store, and exchange a range of cryptocurrencies. It features a wide range of tools, including multi-currency support and advanced reporting capabilities. The platform provides both custodial and non-custodial wallet options to meet different business requirements. B2BinPay ensures seamless integration with various e-commerce platforms and supports both crypto-to-crypto and crypto-to-fiat transactions, making it a compliant payment solution in the evolving crypto ecosystem.

Payout speed. B2BinPay is a versatile payment service that empowers businesses to manage the speed of their transactions by adjusting blockchain fees. By setting higher fees, businesses can expedite crypto payment processing, while lower fees may lead to longer confirmation times. Additionally, the platform allows users to determine the number of blockchain confirmations needed before a payout is confirmed. This comprehensive crypto payment flexibility enables businesses to customize payout speeds according to their specific requirements.

Transaction fees. B2BinPay offers a competitive fee structure, with a base transaction fee of 0.5% for single-currency transactions. For multi-currency transactions, the fee is slightly higher at 1%. Merchants can customize network fees, choosing to absorb them or pass them on to customers. This transparent pricing model is beneficial for businesses looking to manage their transaction costs effectively while utilizing a crypto payment gateway for their business.

High API uptime. B2BinPay provides a reliable service for businesses with an impressive 99.99% API uptime. This crypto payment gateway offers a comprehensive API that comes with detailed documentation to make integration easy. Regular maintenance and updates are performed to improve performance and security. Merchants can easily monitor the API status and report any issues through official support channels, ensuring that their payment tools are always functioning optimally.

BTCPay Server

BTCPay Server is an open-source, self-hosted crypto payment gateway that enables businesses to accept Bitcoin and a wide range of cryptocurrencies directly into their wallets. It provides many features, such as no transaction fees, enhanced privacy, and complete control over funds. This platform supports various crypto and fiat options and integrates seamlessly with multiple e-commerce platforms. BTCPay Server is ideal for businesses looking for a customizable and secure payment gateway for their operations.

Payout speed. BTCPay Server enables quick processing of payments, with most transactions confirmed in just a few minutes. This platform leverages blockchain confirmations to guarantee the security and finality of each transaction. Merchants can easily track payment statuses through the dashboard. Although confirmation times may vary based on the blockchain network, BTCPay Server aims to deliver prompt payouts to crypto users. As businesses look for the best crypto payment gateways in 2025, BTCPay Server stands out as a reliable payment gateway for your business.

Transaction fees. BTCPay Server is a reliable crypto payment gateway that does not charge transaction fees, enabling businesses to keep the entire amount of their crypto payments. However, network fees may apply and can differ based on the blockchain network utilized. Merchants can adjust the network fee settings to match their needs. This payment solution offers a great way for businesses to reduce their transaction expenses while accepting crypto payments.

High API uptime. BTCPay Server offers a reliable API with excellent uptime, allowing merchants to process crypto payments smoothly. The platform includes thorough documentation for developers to ensure easy integration. Regular updates and maintenance improve the performance and security of the system. Merchants can keep track of API status and report any issues through official support channels.

Blockonomics

Blockonomics is a decentralized Bitcoin payment gateway that allows merchants to receive Bitcoin payments directly into their wallets. It provides a wide range of features, such as real-time payment tracking, customizable checkout pages, and compatibility with various e-commerce platforms. This platform is ideal for businesses looking for a straightforward and secure method to accept Bitcoin payments. Since Blockonomics is non-custodial, merchants maintain full control over their funds, making it one of the best providers in the crypto payment gateway market.

Payout speed. Blockonomics processes Bitcoin payments quickly, with most transactions confirmed within a few minutes. The platform uses blockchain confirmations to ensure transaction security and finality. Merchants can track payment status through the platform’s dashboard. While confirmation times can vary based on the blockchain network, Blockonomics aims to provide timely payouts to users. This gateway provider supports a wide range of crypto, making it a reliable option for those looking for efficient crypto checkout solutions.

Transaction fees. Blockonomics applies a 1% fee on all transactions after the first 20 free transactions. This fee is charged on the total revenue and billed monthly. The platform provides clear pricing with no hidden costs. Merchants can easily monitor and manage their transaction fees using the platform’s billing system, making it a reliable choice among many gateways.

High API uptime. Blockonomics offers a dependable API with excellent uptime, allowing merchants to process payments smoothly. The platform supplies developers with thorough documentation to enable easy integration. Frequent updates and maintenance are performed to improve performance and security. Merchants can track the API’s status and report any problems through the official support channels. This reliability is essential for payment providers looking to implement crypto solutions alongside traditional payment methods.

Final Thoughts

In conclusion, while Coinbase Commerce, B2BinPay, BTCPay Server, and Blockonomics each offer unique features, NOWPayments stands out as the best choice for businesses and merchants. It supports over 300 cryptocurrencies, provides fast payouts, and boasts a 99.99% API uptime, ensuring reliability and speed. The platform offers competitive transaction fees, customizable options, and easy integration, making it highly flexible for various business needs. With its secure, non-custodial nature and responsive customer support, NOWPayments delivers a comprehensive, cost-effective solution that balances simplicity, speed, and scalability, making it the ideal crypto payment gateway for businesses seeking a seamless, efficient payment processing system.

In conclusion, as we look toward 2025, selecting the right crypto payment gateway is crucial for businesses aiming to adapt to the evolving digital landscape. NOWPayments, with its robust features and reliability, is poised to be a top choice for merchants seeking to leverage the benefits of cryptocurrency transactions.

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Contributors

Ryan Matthews
Writer
Ryan is a crypto-aficionado who started writing about the topic 5 years ago. He likes to stay on top of current developments in the industry, and has invested in a number of different coins and projects over the years himself. His current obsession lies with automated trading softwares and emerging AI-tools in the investment space.