Ripple Labs plans to raise $1 billion to create the largest treasury of XRP-backed digital assets ever. This new fund, called the Digital Asset Treasury (DAT), will collect significant XRP reserves for institutional use. Ripple intends to use a special purpose acquisition company (SPAC) to help raise this money.
Bloomberg, citing sources familiar with the initiative, reported Ripple will contribute a meaningful portion of its own XRP holdings to complement outside capital. If completed, the DAT would eclipse previous single-coin treasuries, including those assembled for Bitcoin and Ethereum, signaling a dramatic vote of confidence in XRP’s long-term utility.
Ripple Expands through Partnerships and Acquisitions
News of the treasury launch closely follows Ripple’s $1 billion purchase of GTreasury, an American treasury management software provider. The acquisition primes Ripple to weave digital assets like XRP deeper into global treasury and payment infrastructure, inviting corporate treasurers to leverage blockchain settlement for liquidity, instant cross-border flows, and working capital optimization.
Ripple’s proposal is not alone. Singapore’s Trident Digital Tech Holdings earlier signaled plans to build a $500 million XRP treasury vehicle, while Nasdaq-listed VivoPower has shifted focus toward XRP-centric digital assets.
Still, Ripple’s $1 billion plan substantially raises the bar for what a blockchain issuer can do in coordinating direct, large-scale token reserves within professional financial frameworks.
What’s Ahead
Ripple has yet to finalize the specifics, including the size of its own XRP contribution and the precise share reserved for outside backers. However, insiders suggest Ripple envisions the new entity becoming a market reference for structured crypto treasuries, able to support banking partners, payment firms, and decentralized finance (DeFi) platforms tapping tokenized real-world assets.
Its lending layer on XRPL will enable institutions to secure financing against their XRP holdings, boosting capital efficiency and broadening XRP’s reach across traditional finance and Web3.
Highlighting its goals, Ripple’s $1 billion treasury project could set a new standard for managing token reserves that are linked to issuers, combining digital assets with large-scale corporate finance.
READ MORE: Here’s Why Bitcoin Price, S&P 500, Dow Jones are Falling as Gold Rises Today
