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Buy Dogecoin With Debit Card

Last updated 9th May 2022

Dogecoin(DOGE) has risen in value in 2021 on the back of favorable comments from some big companies and renowned billionaires.

This page explores how to buy DOGE tokens with a debit card. We look at the pros and cons of using debit cards for purchasing Dogecoin.

Top Dogecoin Brokers That Accept Debit Card

Selecting the best platform to buy DOGE tokens may present a challenge. We have done the heavy lifting for you, evaluating all the critical considerations. Here is a list of the top Dogecoin brokers:

What Is a Debit Card Dogecoin Broker?

A debit card Dogecoin broker allows the purchase of funds from debit cards to facilitate the selling and storage of Dogecoin.

Apart from buying and selling, brokers also provide other vehicles of investment. Traders can trade Dogecoin with instruments like contract for differences(CFDs), spread betting, and margin trading. These allow traders to speculate the prices of Dogecoin.

What Crypto Platforms Accept Debit Cards?

Debit cards are available on almost every major broker and exchange. Visa and Mastercard debit cards are readily acceptable options. We recommend using platforms that keep your debit card information safe.

Debit cards are accepted across all major categories of crypto platforms.

P2P Marketplaces

P2P marketplaces match buyers and sellers. They provide a platform with no central control where sellers can float their Dogecoin and specify the price and other terms. Buyers need to filter payment methods to see sellers who accept debit cards. Funds and cryptocurrency assets are not stored on these platforms, like Localcryptos and Localcoinswap.

Crypto Exchanges

Central crypto exchanges are custodial platforms that receive either fiat or crypto in exchange for cryptocurrencies. Major exchanges like Binance and Coinmama accept debit cards. Buyers can fund their accounts in exchange for Dogecoin.

Decentralized exchanges(DEX) provide a peer-to-peer medium for the exchange of fiat and crypto. Investors can buy and sell cryptocurrency with each other without the need for a central authority. Major DEX platforms include PancakeSwap and Uniswap.


Brokers provide a platform where investors can buy and sell crypto for fiat. They offer other trading instruments that allow traders to speculate on prices of crypto like Dogecoin.CFDs and margin trading are some of the popular trading options. eToro and Plus500 are some of the top crypto brokers.

P2P Lending Platforms

These are peer-to-peer crypto platforms where borrowers meet lenders. Lenders can lend out their crypto assets like Dogecoins. Borrowers load their collateral in either fiat or crypto. Borrowers can therefore deposit funds using their debit cards, e.g., Nexo.

How To Buy Dogecoin With a Debit Card?

Here is a detailed step by step guide of purchasing Dogecoin with a debit card.

Step 1- Find a suitable account

Find an exchange that supports debit card transactions. The platform should also provide reasonable fees, security for your funds, and high liquidity.

Note that some exchanges may take more than a day to verify your identity fully, while some may do it instantly. Deposits and withdrawal may not be instant as well.

Some brokers do not allow the transfer of Dogecoin from their platforms.

Step 2- Sign Up and Fund the account.

Create an account by first submitting your email/phone and a password. To buy and sell Dogecoin, most exchanges will require KYC (Know Your Customer) verification. Create an account by first submitting your email/phone and a password. This will allow you to top up your account with funds from your debit card.

KYC verification process will require identity verification. You will need to submit a government-issued ID, address, full legal name, and a photo.

After account verification, you can now fund the account using your debit card. Provide the card details, enter the amount to transfer, and approve the transaction.

Step 3- Make the purchase.

Go ahead and select “buy DOGE.” Enter the amount you want to spend and confirm the purchase.

Buyers should note that some exchanges will require you to buy a mainstream crypto or a stablecoin before exchanging it with Dogecoin.

Step 4- Secure storage

We do not recommend leaving your Dogecoin on the exchange. Transfer your DOGE to an external wallet. For long-term holders, buy a hardware wallet. For those who prefer frequent buying and selling, get a hot wallet.

How To Deposit and Withdraw via Debit Card

The exchange has to accept debit cards as a funding option. Check with the card issuer to see if they accept crypto purchases or attempt linking the card to the exchange.

Here is a step by step process of linking your debit card to the exchange and making a deposit


  • Create an account, get verified, and log in. Search for the deposit/funds management link.

  • Select the currency type depending on your debit account, funding option, and amount,

  • Enter your card information (card number, expiry date, CVV, etc) and then the card billing address.

  • Confirm details and complete the transaction. The money should be deposited in your exchange account.


You need to have funds in your account. Some exchanges will require a minimum amount before withdrawals.

  • After login, find the withdrawal or funds management lin

  • Specify the currency and amount to withdraw

  • Select the linked credit card or add a new one.

  • Confirm the withdrawal.

  • Confirm funds in your debit account. Note that funds withdrawal may be instant or take over a day depending on the exchange and card.

What Should I Look for in a Debit Card Dogecoin Broker?

Debit cards are linked directly to your bank account.

  • Check accepted debit cards - Check if the broker accepts debit cards. If you already have a debit card, check to see if it’s allowed on a broker/exchange. Other brokerages/exchanges will only accept a 3D secure debit card.

  • Charges- There are various fees, including deposit, withdrawal, convenience, and trading fees. To make the most out of your Dogecoin investment, ensure that fees and commissions are minimal. Check the charges by searching “Exchange name fee schedule” on Google.

  • Withdrawal- Confirm that the broker allows for the transfer of your DOGE tokens out of the exchange. It is necessary to secure your Dogecoin in an external wallet.

  • Ease of use- An intuitive user interface makes buying and selling crypto feel less intimidating. Beginners should check for platforms that are the least complicated to avoid making errors. We recommend using platforms that provide blogs or videos.

  • Variety of trading options- Apart from buying Dogecoin, investors can profit using trading instruments. Please note that many brokers may only offer spot trading and CFDs for Dogecoin.

  • Risk management- Like any other crypto, Dogecoin prices are volatile and need careful monitoring. Traders need to learn the use of risk management tools. Some of these features include Stop Loss for trading. Brokers provide these automated features, which may limit the losses on your Dogecoin investment.

  • Regulatory approval- Since using debit cards needs submitting card details, you need to ascertain if the platform is regulated. Regulated brokers are a good bet since the law directs them not to misuse information from their clients.

  • Reputation- Before signing up on a broker, check for reviews online. Sites like Trust pilot and Google reviews provide a good starting point. Forums like Reddit and Discord are also an alternative. You may likely see details about customer service, fees, and user interface.

  • Customer Service- A good broker will quickly resolve issues through various channels like phone, live chat, Facebook, and email.

Should I Buy Dogecoin Using a Debit Card?


Fast transactions- Debit card transactions are generally convenient and executed fast. They enable buyers to take advantage of price dips.
Buy with fiat- Using a credit card is a way to purchase Dogecoin with fiat currency directly on some exchanges/brokers.
Ease of use- Linking a debit card to an exchange is simple.
Secure- Some cards have 3D secure which has an extra layer of security.


Higher fees- Debit cards may be subject to higher deposit and withdrawal charges compared to methods like bank transfers.
Limits- Many banking institutions limit the amount cardholders can utilize. Additionally, you can only use what is in your account.
No Privacy- Most exchanges that accept debit cards will require at least intermediate KYC verification.

Is Using a Debit Card the Best Method To Buy Dogecoin?

Debit cards are a great way to buy Dogecoin due to their effortless and super quick transactions. They are also available in a majority of exchanges.

However, those looking for minimal fees and privacy may want to look elsewhere. Other viable alternatives include bank transfers and e-wallets.

What Are the Alternative Payment Methods To Buy Dogecoin With?

Bank transfers- Supported by many exchanges/brokers. It is ideal for small and large deposits. Bank transfer options depend on your region. Here are some examples:

  • SEPA - Europe

  • Faster payments - UK

  • ACH - USA

  • Direct entry - Australia

E-Wallets- Paypal, Advcash, Neteller, and Venmo are some of the e-wallets integrated as payment options in exchanges. They are comfortable to use for experienced users, account opening and verification are simple.

Credit cards- 3D secure credit cards are also a popular option. Banks can advance a line of credit for you which you can utilize to buy Dogecoin. Confirm if your bank accepts the use of their card on crypto platforms.

Cryptocurrencies- It is possible to buy Dogecoin with cryptocurrencies like Bitcoin, Ethereum, and USDT. Deposit the crypto onto an exchange and swap it for Dogecoin. Minimal fees characterize these transactions.

Wire transfers- It is an electronic means of transfer that works similarly to a bank transfer. There are international and domestic wire transfers. These transfers usually have higher limits. They are therefore preferred for more significant deposits, especially by institutional investors.

Final Thoughts

Dogecoin has seen its value grow exponentially in 2021, thanks in part to tweets and endorsement by companies and individuals. However, it is important to note that memecoins derive their value from its cultural status and not any real underlying value, so it’s future value is questionable. Also, negative online comments from backers can also affect its current price. The cryptocurrency market is highly volatile and you should invest only what you are willing to lose.

Debit cards provide a super quick method to fund your Dogecoin purchase. They are backed by the funds in your account.

Selecting a good debit card broker/exchange is vital for a good experience and successful investment. Consider the reputation, fees, and security of the platform before signing up.


  • Can I buy Dogecoin anonymously with a debit card?

Remember that submitting your credit card details on any crypto platform gives away your identity and card information. In-person purchases provide the best avenue to buy Dogecoin anonymously.

You can also draw money from their debit card, head to a Dogecoin ATM, and buy DOGE tokens anonymously.

  • How fast is buying Dogecoin with a debit card?

Buying Dogecoin with a debit card is almost instant on most exchanges. It may take upwards of 10 minutes on some crypto platforms.

  • Do I need a crypto wallet?

If you have bought Dogecoin on a crypto exchange, you need to transfer it out. Hot (online) and cold (offline) wallets are excellent options. Cold wallets are preferable for long-term holding.

  • Are there low fees when using a debit card to buy Dogecoin?

There are low fees if using brokerage firms like eToro and XTB. Deposits are free, and withdrawals are subjected to minimal charges if your choice currency is USD.

  • Can I hold cryptocurrency in my debit card account?

Cryptocurrency can only be stored on crypto wallets. You cannot hold crypto in a debit card account.

  • Can I buy other cryptos using a debit card?

Yes, you can use your debit card to purchase other cryptocurrencies. Prime examples are Bitcoin and Litecoin.

  • Can I buy Dogecoin with a debit card instantly?

Yes, some exchanges allow instant transactions using a debit card. This will depend on the exchange/broker.

  • Is a debit card the easiest way to buy Dogecoin?

Using a debit card is one of the easiest ways to buy Dogecoin. Other alternatives include credit cards.

  • Does Coinbase accept debit cards?

Yes, Coinbase accepts debit cards.

Amala Pillai

Amala Pillai

Amala is custom content and news editor based in London. She is a former financial journalist based in Singapore with 7 years of experience covering a range of business and financial topics. Now she focuses on crypto and macro-economics. She has also covered feature profiles, tech, business politics and ESG— she was the Environment Editor for the Solutions Newspaper, 2016 and worked in an editorial capacity at both News corp (Dow Jones) and JBN. She also has experience as a content creator, strategist and brand editor for various financial institutions and banks.