Buy Dogecoin With a Credit Card

Last updated 13th Dec 2022

In this comprehensive guide, we present the best ways to buy Dogecoin with a credit card. The top providers we share were chosen based on popularity, safety protocols, fees, cryptocurrency availability, payment methods, trading volume, and much more. Additionally, we provide a step-by-step process of how to buy Dogecoin on the top platforms in the cryptocurrency industry.

However, if you’re short on time, the top Dogecoin trading platforms are eToro, Binance, and Plus500.

Top Dogecoin Brokers That Accept Credit Cards

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In 2013, Dogecoin (DOGE) was developed as a fun alternative to established cryptocurrencies like Bitcoin. The Shiba Inu logo is based on a meme.

Which Issuers Allow Buying Dogecoin Using Their Credit Cards

Credit card companies are hesitant to allow customers to buy cryptocurrency because they feel the industry is risky. Therefore, buying cryptocurrencies is not universally accepted by all credit card companies. Below is a list of popular credit cards and their stand on cryptocurrencies:

  • American Express (AMEX): AMEX is only available on a limited number of Dogecoin trading platforms, which includes LocalBitcoins and Paxful. Unfortunately, the card isn’t accepted at most other exchanges like Kraken and eToro.

  • Bank of America: You are not permitted to use Bank of America credit cards to deposit on Dogecoin trading platforms.

  • Barclays: Barclays credit cards are not available for buying Dogecoin.

  • Chase: Chase credit cards are not available for buying cryptocurrencies, including Dogecoin.

  • Discover: You can't buy Dogecoin or other cryptocurrencies using Discover credit cards.

  • Wells Fargo: Cryptocurrency purchases using Wells Fargo credit cards are unavailable.

eToro - the overall best way to buy Dogecoin with a credit card

eToro is a top-tier Dogecoin trading platform that allows you to get started with just $10 - perfect for beginners who want to test-drive the platform with minimal investment. Furthermore, the CopyTrader feature is a stand-out reason for giving eToro a try above alternatives. Finally, the mobile app offers a fast crypto trading experience allowing you to check real-time price charts on the move. To find out more about the platform’s pros and cons, we invite you to check out our eToro review.

Best Ways to Buy Dogecoin With a Credit Card

In this section, you’ll find the best methods of buying Dogecoin using a credit card. Explore the list to find one that is a good match for your needs.

  • Dogecoin Brokers

  • Dogecoin CFDs

  • Dogecoin Exchanges

  • Dogecoin P2P services

  • Dogecoin Apps

Best Brokers to Buy Dogecoin With a Credit Card

Brokers are a beginner-friendly option for buying Dogecoin with a credit card since buying and selling is handled by the platform. They act as an intermediary and provide a simple user interface that you can learn on your first day of trading Dogecoin. The table below shows 3 of the top brokers that allow you to buy Dogecoin with a credit card.

ProviderCredit Card Fee (USD 1000)
🥇 eToro$0 + CC fee
🥈 Binance2% + CC fee
🥉 Wunderbit5%

The listed Dogecoin brokers in the table above were chosen because the platforms deliver a consistent experience that allows you to trade Dogecoin and a wide range of other cryptocurrencies. Also, these brokers have excellent reputations among customers, which indicates the companies can be trusted with your hard-earned money.

eToro - it’s the best choice for low fees

eToro is one of the best brokers for credit card deposits since the platform doesn’t charge a fee for funding your account. However, you may get charged by your credit card company. Also, eToro offers many alternative payment options, including PayPal, debit cards, prepaid cards, and bank transfers.

The social features at eToro are the highlight since you can interact with other traders to talk about strategies or cryptocurrency news. Also, don’t skip the CopyTrader; it allows you to mimic the trades of successful users - ideal for inexperienced cryptocurrency traders.

However, there is an inactivity fee after 12 months and a withdrawal fee.

Buy Dogecoin With a Credit Card on eToro: Step-By-Step Guide

Follow the below instructions to purchase DOGE on eToro:

Step 1 Open an account
Step 2 Verify account
Step 3 Make a deposit
Step 4 Purchase DOGE

If you want to specifically know how to buy dogecoin with credit card in the USA, just follow the above steps.

Best CFD Brokers to Buy Dogecoin With a Credit Card

CFD brokers allow customers to speculate on a coin’s price through contracts instead of allowing you to buy the asset outright. Hence, contracts have been created that state that you must settle the difference in the coin’s price between the start and end. In the table below, you’ll find three of the best CFD brokers that support buying Dogecoin with a credit card.

ProviderCredit Card Fee (USD 1000)
🥇 Eightcap$0 + CC fee
🥈 BDSwiss$0 + CC fee
🥉 Capital.com$0 + CC fee

The CFD brokers listed in the table above are among the best in the industry because of the competitive fee format, beginner-friendly user interface, intuitive mobile apps, and high customer review scores. Additionally, you can trade hundreds of cryptocurrencies, including Dogecoin.

Eightcap - top choice for lowest Dogecoin spreads

Eightcap has some of the lowest spreads in the CFD brokerage industry (0.0002 (p/coin), which means you can keep more of your profits compared to other platforms. Also, they don’t charge deposit or withdrawal fees when using credit cards.

Additionally, Eightcap offers 250 cryptocurrencies, which is perfect if you want to diversify your portfolio. The UI makes finding each cryptocurrency a fast process, and you can open multiple trades simultaneously.

Moreover, Eightcap is regulated by some of the top regulators in the world, including SCB, CMA, DFSA, BaFin, CySEC, ASIC, and FCA. Therefore, you can deposit your funds on Eightcap without fear of getting scammed.

However, Eightcap has limited educational tools for beginners to learn the ropes, and they don’t have filter options to sort them based on experience level.

Best Dogecoin Exchanges to Buy with your DOGE Credit Card

If you are searching for where to buy Dogecoin with a credit card, exchanges are an excellent option. Exchanges allow you to buy Dogecoin and other cryptocurrencies using fiat currencies. The transactions are handled by order books, and the exchange acts as an intermediary for the buying/selling process. In the table below, you’ll find the top 3 exchanges for buying with a DOGE credit card.

ExchangeCredit Card Fee (USD 1000)
🥇 Crypto.com2.99% + CC fee
🥈 KuCoinVaries + CC fee
🥉 eToro$0 + CC fee

The listed exchanges above were chosen because the platforms have high popularity, transparent fees, smooth UI’s, and a large selection of cryptocurrencies. Therefore, you have more investment opportunities to diversify your portfolio.

How to buy Dogecoin with a credit card on an exchange?

You can use credit cards to buy Dogecoin from some of the top exchanges in the world, including eToro, Binance, Crypto.com, Kraken, and CEX.IO. You’ll need to start by registering a new account with one of these exchanges and complete the KYC registration process. Typically, you must submit documentation showing proof of address and a photo ID.

Unfortunately, you cannot use credit cards at every exchange, and some credit card companies don’t support cryptocurrency transactions. Therefore, you’ll need to research the available options for the companies you want to use to buy Dogecoin.

To start the buying process, log into your new account and navigate to the deposit section. Next, choose a credit card and enter the details. You may need to complete two-factor authentication or other security steps, depending on the requirements set by your credit card company. Finally, there might be limitations on the fiat currencies and deposit limits.

How to find Dogecoin on an exchange: look for the trade section of the user interface to start your search for Dogecoin. The coin is among the most popular in the world, so it might be at the top of your chosen exchange. If not, use the search bar to find Dogecoin or other cryptocurrencies you want to buy.

Altcoins and Dogecoin

It’s possible to buy Dogecoin with altcoins without needing a credit card. Simply find Dogecoin on the exchange as mentioned above and select the amount you want to trade with your altcoins. Also, you can use Dogecoin to buy other altcoins, depending on the availability of your exchange.

Altcoins generally refer to all cryptocurrencies that are not Bitcoin.

Crypto.com - excellent choice for your Dogecoin VISA card

Crypto.com offers 5% cashback when using VISA credit cards to deposit on their platforms, which is an excellent deal. Also, they have a transparent trading fee structure, allowing you to figure out the costs ahead of time.

Furthermore, you can invest in more than 250 cryptocurrencies on the platform, so your portfolio can be diversified. The detailed charts and real-time price updates help you buy coins at a price that matches your investment strategy.

However, some disadvantages of buying Dogecoin on Crypto.com include an unresponsive customer support team.

Can I use decentralized exchanges with credit cards?

Decentralized exchanges first appeared in 2014 and revolutionized the way cryptocurrency traders interacted. DEXs allow users to trade cryptocurrencies without needing exchanges like Binance or Coinbase. Also, there is no requirement to register an account or complete a KYC verification process. To trade on a DEX, you only need to connect a compatible DeFi wallet with tokens - MetaMask is a great example.

Hence, you cannot use a credit card to directly interact with a DEX and buy Dogecoin. Instead, you’ll need to buy tokens on a CEX and transfer them to a DeFi wallet, which can interact with your preferred DEX.

Best Dogecoin P2P platforms to buy Dogecoin with a credit card

P2P platforms allow users to trade cryptocurrencies directly via various payment options. These platforms typically provide an escrow system that can be trusted by sellers and buyers. Typically, sellers post offers on the platform, which includes the coin price, accepted payment method, and allowed time to complete payment. Buyers can scan the list of offers to find a deal that matches their requirements.

ExchangeCredit Card Fee (USD 1000)
🥇 KuCoinVaries + CC fee
🥈 Paxful$0 + CC fee
🥉 Binance2% + CC fee

The listed exchanges above were selected because the platforms offer competitive credit card deposit fees and low trading fees. Therefore, you’ll have a higher chance to profit compared with P2P platforms that charge high fees. Also, the platforms consistently have high trading volumes, so there are many offers to choose from.

KuCoin - Best choice for large user base

KuCoin has over 20 million users across all regions, so it’s one of the biggest P2P platforms for trading cryptocurrencies in the world. Some reasons for its high popularity include a simple user interface, good security features, and competitive deposit/withdrawal fees.

Users on the platform can use instant messaging to communicate and agree on the terms of the deal. Therefore, users have an opportunity to iron out confusing aspects of the deal - ideal for first-time users of KuCoin. Finally, the platform provides a trusted escrow system where funds are held by KuCoin until the seller has released the cryptocurrency.

However, some disadvantages of trading on KuCoin include slight problems during high-traffic periods and limited educational resources.

Best Apps to Buy Dogecoin With a Credit Card

Mobile apps are convenient for buying Dogecoin with a credit card while on the move. You can download Dogecoin trading apps from Google Play or the App Store, and the process takes just a few minutes. Generally, you’ll access the same trading features on the mobile app as on the desktop version. The table below highlights the top 3 Dogecoin trading apps that are compatible with a credit card.

ProviderOSCredit Card Fee (USD 1000)
🥇 eToro AppAndroid / iOS$0 + CC fee
🥈 BinanceAndroid / iOS2% + CC fee
🥉 KuCoinAndroid / iOSVaries + CC fee

The listed mobile app providers above were chosen because the platforms have excellent scores on the App Store and Google Play platforms. Also, the providers have competitive trading and deposit fees when using credit cards. Finally, the smooth user experience means you can figure out how to use the menu system on your first day.

eToro App - top choice for social trading

The social trading features on eToro are among the best in the business. CopyTrader is the highlight, which allows users to mimic the trades of other eToro users. Therefore, you can find historically successful eToro users and execute exactly the same trades. The feature is potentially a game-changer for inexperienced crypto traders that want to improve their success rate.

The login mechanism and transactions require two-factor authentication, which means your account will be harder to manipulate by unwanted users. Also, it’s a heavily regulated platform, so you can trust it with your hard-earned money.

However, the downsides of trading cryptocurrencies on eToro include a withdrawal fee and an inactivity fee after 12 months.

Should You Buy Dogecoin With a Credit Card?

Many people already have access to credit cards, so you may not need to register a new account to start using the payment method. Also, credit cards provide instant deposits, so you can buy Dogecoin shortly after creating an account at a new centralized exchange or broker.

Furthermore, credit cards are accepted at many of the top Dogecoin trading platforms, including Binance, eToro, and Crypto.com - finding a platform that matches your preferences will not be a problem. Credit cards are a viable option if you’re short on cash and want a cash advance to buy Dogecoin.

However, the negatives of using credit cards to buy Dogecoin include the high deposit fees and unavailability at popular exchanges like Coinbase.


Buyer Protection and Encryption
Instant deposits and fast withdrawals


Higher fees
Not available on all platforms
More personal information is required to buy crypto with a credit card.

Credit Card Issuer Penalties on Cash Advance

Buying Dogecoin with a credit card is classed as a cash advance, so interest can immediately begin to accumulate that you’ll have to pay back later. To avoid unexpected fees, here is what you should know about getting a cash advance when buying cryptocurrencies:

  • Cash advance fee: Depending on your credit card company, you’ll be charged a percentage of the cash advance amount or a flat fee for the service.

  • Higher interest rate: Credit card companies may increase the interest rate for cryptocurrency purchases since they feel it’s a risky industry.

  • No grace period: Credit card companies often offer grace periods where no interest is charged for getting a cash advance. Without a grace period, interest will start to accumulate immediately after getting a cash advance to buy Dogecoin.

  • Lower credit limit: You might receive a low credit limit for cryptocurrency transactions since they are considered relatively risky.

  • No credit card rewards: Credit card companies frequently offer lucrative offers to attract customers that might not apply to buying cryptocurrencies.

Buying dogecoin with a credit card might be possible without a cash advance. Check the terms and conditions of your credit card company.

Is It Worth Buying Dogecoin With a Credit Card?

This section summarizes whether it’s a good idea to use credit cards to buy Dogecoin. Overall, crypto traders that already have access to a crypto-friendly credit card will love the ease of access. No extra accounts need to be created to use the payment method. Additionally, it’s accepted at industry-leading centralized exchanges like Kraken and Binance.

However, the high deposit fees are a significant drawback for users looking for a great deal. Also, credit cards have lower buying limits than other payment methods, so you may need to use multiple to buy the desired amount of Dogecoin.

Is Using a Credit Card the Fastest Way to Buy Dogecoin?

Credit cards offer instant processing speeds, so it’s among the fastest ways of buying Dogecoin. Once the funds have been deposited to the exchange or brokerage platform, you can immediately buy Dogecoin using the fiat currency balance. PayPal is another payment method that supports instant processing times.

Is Using a Credit Card the Safest Way to Buy Dogecoin?

You’ll need to use two-factor authentication to complete credit card transactions, so it’s among the safest methods of buying Dogecoin. Additionally, credit card companies insure your money, but you should read the details of your service provider to find out more.

Is Using a Credit Card the Cheapest and Easiest Way to Buy Dogecoin?

Credit cards are not the cheapest way of buying Dogecoin because many trading platforms charge deposit fees, and you’ll get charged by your credit card company. Alternatively, you can take advantage of payment methods that don’t incur deposit fees.

However, credit cards are an easy method of buying Dogecoin - especially if you already have access to one and understand the details required to complete the transaction. Furthermore, credit cards are accepted at many top-tier platforms, so finding one should be simple.

Receive Crypto as a Credit Card Reward for Buying Dogecoin

Some credit card companies provide Dogecoin rewards for using their credit card to buy goods and services. The list below highlights some of the top Dogecoin reward cards:

  • Venmo credit card: You’ll receive cashback when shopping with your Venmo credit card, and you can choose the cryptocurrency as the reward. Specify Dogecoin when you activate the credit card, and the reward coin can be changed at any time.

  • BlockFi Rewards Visa® Signature credit card: Use this credit card at specific shopping destinations, and you’ll receive 10% cashback. You can choose the cashback reward as Dogecoin or 15+ other cryptocurrencies.

  • Gemini credit card: This credit card provides 3% cashback, and you can be rewarded in 60+ cryptocurrencies, including Dogecoin.

What Are the Fees When Buying Dogecoin With a Credit Card?

Now let’s turn our attention to the variety of fees when using a credit card to buy Dogecoin.

PlatformeToro BrokerPlus500 CFDBinance Exchange
Deposit Fees$0 + CC fee$0 + CC fee2% + CC fee
Purchase Fees$10Spread of 0.30%$1
Holding Fees$0$0$0
Selling Fees$10Spread of 0.30%$1
Payout Fees$5$0$15
Total Fees$25Spread of 0.30% for selling/buying$17

Is Buying Dogecoin With a Credit Card Anonymous?

It’s not possible to buy Dogecoin with a credit card anonymously, as you’ll see in the following section. Only buying Dogecoin on a DEX is anonymous, which credit cards cannot interact with directly.

Can You Buy Dogecoin With a Credit Card Without Verification or KYC?

No, since credit cards can only be used with centralized exchanges and brokerage platforms, which require KYC verification during the onboarding process. To buy Dogecoin without KYC, you need to use a DEX by connecting a DeFi wallet like MetaMask.

Can You Buy Dogecoin With a Credit Card Without Registration?

You’ll need to register with the Dogecoin trading platform to buy the coin. Also, credit card companies require registration to use their facilities, which includes a credit score evaluation. To buy Dogecoin without registration, you’ll need to connect a DeFi wallet to a compatible DEX.

Alternative Payment Options to Buy Dogecoin With USD

Alternative payment methods might be required if you can’t access a credit card due to a poor credit rating or if you are unhappy with the relatively high fees. The following section shares alternative methods of buying Dogecoin.

Buy Dogecoin with PayPal

PayPal is accepted at some Dogecoin trading platforms where credit cards aren’t, so it’s a practical alternative. Also, most trading platforms don’t charge a deposit fee with PayPal, allowing you to save money on fees compared with credit cards.

Buy Dogecoin with prepaid cards and debit cards

You may want to avoid getting into debt with a cash advance by using prepaid cards or debit cards to buy Dogecoin. They are widely accepted by most Dogecoin trading platforms, and they are safe since two-factor authentication is required by most debit card companies.

PaySafeCard is one of the best prepaid cards for buying Dogecoin, and you can read more about it in our PaySafeCard guide.

Buy Dogecoin with a credit card on digital wallets

Digital wallets may allow you to use credit cards on platforms that aren’t directly accepted as a funding method. Lower fees are another benefit of digital wallets that allow you to save money. The top digital wallets for buying Dogecoin are Apple Pay, Google Pay, Venmo, Cash app, and Zelle.

What to Consider When Buying Dogecoin With a Credit Card?

To set the right expectations when buying Dogecoin with a credit card, you must be aware of a few notable factors. The list below helps you prepare for your first Dogecoin buying experience.

  • Supports credit cards: Check to see if a broker or decentralized exchange supports credit cards as a payment method before registering for an account.

  • Foreign exchange fee: When depositing with your credit card, a currency exchange might be required. Ensure you understand the fees and conversion rate to compare and get the best deal.

  • Scams: Some trading platforms might be scams that will run off with your money. Therefore, you must do your due diligence on the Dogecoin trading platform where you’ll deposit money. The platforms we recommend in this guide are regulated and trusted by the cryptocurrency community.

  • Debt: It’s possible to get into debt with credit cards since you’re getting a cash advance that must be paid back later. Therefore, do not buy more Dogecoin than you can afford to lose.

  • Credit utilization: The amount of money you have borrowed divided by your credit limit is credit utilization, and it’s expressed as a percentage. In order to maintain a good credit score, the credit utilization score should not be over 30%.

  • Fees: Look at the deposit fees of each platform to find one that doesn’t charge deposit fees when using credit cards. Also, investigate the fees charged by various credit card providers to find a competitive option.

  • Taxes: Depending on your location, you may need to share your cryptocurrency activity with the tax authorities. For instance, in the United States, the IRS Form 8949 must be filled out to show the cryptocurrency gains and losses.

  • Limits: Check what deposit limits are imposed by the credit card companies and Dogecoin trading platforms. You may need to register with several companies to buy your desired amount of Dogecoin.

Alternative Payment Options to Buy Dogecoin With USD

It's handy to have access to alternative methods of buying Dogecoin if your primary mode of payment fails. This section provides practical alternatives that offer something for everyone.

Buy Dogecoin with a debit card or Amex

Debit cards are excellent methods of buying Dogecoin because they are widely available, and you likely already have one. Therefore, you do not need to register a new account with another payment processor. The top cards you can select for buying Dogecoin are PaySafeCard and Prepaid Card.

Buy Dogecoin with a bank transfer

Most individuals have a bank account, so it's a readily available method of buying Dogecoin. Due to strict regulations, banks are a safe place to store money. A bank transfer is an easy-to-use and convenient method to fund your cryptocurrency exchange or broker account. Some of the top platforms accepting bank transfers include Coinbase and Crypto.com.

Buy Dogecoin with a PaySafeCard

If you're after anonymity and don't have a bank account, then PaySafeCard is a good option for buying Dogecoin. PaySafeCard purchases attach no personal information, so you can buy cryptocurrencies without revealing your identity.

Buy Dogecoin with PayPal on digital wallets

You cannot directly buy cryptocurrencies from digital wallets like Apple Pay, Google Pay, and Neteller, but you can use them as the mode of deposit on platforms like Paxful and LocalCoinSwap that allow users to top-up the account using digital wallets. However, please note that Paxful and LocalCoinSwap do not allow trading or investing in Dogecoin.

Do All Platforms Accept Credit Cards to Buy Dogecoin?

Some platforms don’t allow credit card payments to fund the account balance. The table below summarizes credit card availability at the top cryptocurrency trading platforms.

ProviderCredit Card Accepted
GdaxYes / No

Should I Buy Dogecoin with a Credit Card?

To conclude, credit cards are a good option for buying Dogecoin if you want instant processing speeds, ease of use, and accessibility to many trading platforms. Also, it’s an accessible payment method for users that already have a crypto-compatible credit card in their possession. Ideally, you should find a credit card that offers Dogecoin as a reward for spending. However, the biggest disadvantage of credit cards is the fees charged by decentralized exchanges and issuers.

The most popular platforms for buying Dogecoin with a credit card include eToro, Binance, and Plus500.

Trading cryptocurrencies is high-risk and speculative.

Can I Buy Any Other Cryptocurrencies With a Credit Card?

Yes, you can buy hundreds of cryptocurrencies using credit cards, including Ethereum, Bitcoin, Litecoin, and XRP.


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Amala Pillai

Amala Pillai

Amala is custom content and news editor based in London. She is a former financial journalist based in Singapore with 7 years of experience covering a range of business and financial topics. Now she focuses on crypto and macro-economics. She has also covered feature profiles, tech, business politics and ESG— she was the Environment Editor for the Solutions Newspaper, 2016 and worked in an editorial capacity at both News corp (Dow Jones) and JBN. She also has experience as a content creator, strategist and brand editor for various financial institutions and banks.