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Buy Dogecoin With Credit Card

Last updated 19th Aug 2022

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2021 has been an incredible year for Dogecoin(DOGE), fueled by endorsement from the likes of Space X founder Elon Musk. There has been a considerable market movement for the meme coin, with prices steadily going up.

Credit cards are a convenient way to buy cryptocurrency. This page explores how to buy DOGE tokens with a credit card easily.

Top Dogecoin Brokers That Accept Credit Card

Most cryptocurrency brokers accept credit cards as a form of payment but it can be a challenge selecting the best considering the fees, security, and Dogecoin availability. Here are our top recommendations:

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This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

What Is a Credit Card Dogecoin Broker?

A credit card Dogecoin broker facilitates funds deposited from credit accounts. Users can buy the Dogecoin, store it and wait for an opportune time to sell it.

Brokers can also allow the investor to trade Dogecoin with Contract for differences (CFDs) enabling traders to speculate on the prices of DOGE tokens.

What Crypto Platforms Accept Credit Cards?

Credit cards are a popular funding option in a majority of exchanges, especially tier 1 exchanges. However, this will mostly depend on the exchange and the region. Visa and Mastercard are readily accepted on most platforms.

Platforms are also increasingly only accepting 3D secure credit cards. This additional security layer helps avoid online fraud. Here are the types of crypto platforms that accept credit cards.

P2P marketplaces:

  • These are decentralized platforms that match buyers and vendors. Vendors list their offers on these platforms specifying the price and number of their crypto assets. Buyers can browse the adverts listed and filter for vendors who accept credit cards as a payment option, like Localcryptos and Paxful.

Crypto Exchanges:

  • Centralized exchanges are custodial platforms where you have to select a credit card as the funding option and deposit money into the account. Fiat is then exchanged for crypto at the prevailing market rates like Binance and Coinbase.


  • Apart from cryptos, brokers may also offer stocks, bonds, and EFTs. They readily accept credit cards as a funding option like eToro and Plus500

P2P lending platforms:

  • These are the crypto platforms where borrowers meet lenders. They allow lenders to earn interest on their cryptos. Loans collateral can be in the form of fiat or crypto. Traders can therefore deposit funds using credit cards, e.g., Nexo.

How to Buy Dogecoin With a Credit Card?

Here is a detailed step by step guide to purchasing Dogecoin with a credit card:

Step 1: Find a suitable account
Step 2: Sign up and fund the account
Step 3: Make the purchase
Step 4: Transfer your Dogecoin to an external wallet

How to Deposit and Withdraw via Credit Card?

The broker has to accept credit cards as a funding and withdrawal option. Please note that some leading platforms like Coinbase do not accept credit cards for funding.


Step 1: Login and search
Step 2: Select the currency and the amount
Step 3: Enter card information
Step 4: Confirmation


  • Meet the prerequisites before attempting to withdraw funds, e.g., Having the minimum withdrawal amount in your account.

  • Step 1: Find the link
    Step 2: Select the currency and the amount
    Step 3: Select or add cards
    Step 4: Confirmation

What Should I Look for in a Credit Card Dogecoin Broker?

Purchasing Dogecoin with a credit card offers a means to buy DOGE on credit. Consider the following before engaging a broker:

Low Deposit and Withdrawal Charge:

  • Most brokers incentivize deposits on their platforms by offering free deposits. Withdrawing may face charges. eToro and XTB brokers do not charge for USD deposits. Withdrawals, however, face a fee on eToro.

Ease of Use:

  • Beginners and experts alike prefer using brokers that have an intuitive user interface. The platform should be designed in a way that traders can easily sign up, get started on a demo account, and locate learning material and trading instruments. Depositing and withdrawing should also be straightforward, e.g., eToro.

Variety of Trading Options:

  • Some popular trading instruments include trading futures, futures options, margins, contract for differences (CFDs), and leverage trading. Develop a Dogecoin trading plan considering the high market volatility associated with cryptocurrencies. Most crypto brokers who offer these trading options accept credit cards. Please note that traditional brokers may only offer spot trading and CFDs for Dogecoin, e.g., eToro and Avatrade.

Risk Management:

  • Given the Dogecoin price volatility, the probability of losing your funds is high. Traders who decide to trade in Dogecoin need comprehensive risk management tools with automation. Such options include Stop Loss and Take profit when trading CFDs, e.g., eToro.

Regulatory Approval:

  • To avoid losing your funds and credit card information to scammers, we recommend signing up to crypto brokers who are regulated and providing only the mandatory information. XTB and eToro are some of the heavily regulated brokers.


  • Recently, platforms like Robinhood have faced issues with high trading traffic and volume. Make sure to pick a broker with a reputation to withstand high traffic. Traders can check review sites and forums like Reddit, where user report their experiences. Some of the more reputable brokers are eToro and Binance brokers.

Customer Service:

  • Most crypto platforms offer basic customer service with live chat and email. Some exchanges are known to take time before resolving issues. Check the reviews online and on forums like Reddit to understand resolution timelines for issues.

Should I Buy Dogecoin Using a Credit Card?


Credit cards extend a line of credit for use to buy Dogecoin when investors do not have cash.
Using a credit card is a way to purchase Dogecoin with fiat currency on some exchanges directly. This helps to avoid the complicated method of buying stablecoins and exchanging them for Dogecoin.
Credit cards are a fast and convenient way to deposit funds almost instantly. The speed enables buyers to take advantage of price dips in volatile markets.
Linking a credit card to an exchange is a simple process. This makes it attractive for beginners.
3D secure credit cards provide a safe way to deposit and withdraw funds from the exchange.


Multiple fees: These may include processing fees from the bank, deposit fees, cash advance fees, and interests.
High fees: Some exchanges levy substantial charges for credit card purchases. Bitstamp and Coinmama charge a 5% fee on crypto deposits via credit cards.
Limits: Many banking institutions limit the amount cardholders can utilize over a day or a month.
No Privacy: Most exchanges that accept credit cards will require at least intermediate KYC verification.
Risky - Since you are buying Dogecoin using a credit line, the investment may be at risk if the prices tumble.
Opening an account: Getting a credit card takes a significant effort, unlike e-wallets. Not everyone qualifies to get a credit card, and limits vary depending on the credit score.

Is Using a Credit Card the Best Method to Buy Dogecoin?

Credit cards will undoubtedly be the best option for those who desire to buy Dogecoin with credit. Transactions are settled almost instantly, enabling the buyer to take advantage of price movement. But they do not offer privacy, and they often have some of the highest fees.

What Are the Alternative Payment Methods To Buy Dogecoin With?

Bank Transfers:

  • These are used by the bulk of users. It is easy to connect with the exchange, low fees, and deposit small and large amounts. Bank transfer options depend on the region, but the common ones are:

  1. Faster payments - UK

  2. SEPA - Europe

  3. Direct entry - Australia

  4. ACH - USA


  • Popular online payment options like Neteller, Paypal, Apple Pay, and Skrill are available in some exchanges. These services will require you to fund them from other sources like banks and credit cards. Follow the deposit procedure provided by your exchange of choice.

Debit Cards:

  • A popular option and requires the cardholder to have money in their bank accounts. Debit card users have the advantage of instant deposit of funds. Users can link them directly on a crypto exchange and buy cryptocurrency.


  • If you have stablecoins such as USDT or mainstream coins like Bitcoin, you can use these to buy Dogecoin. You can buy Bitcoin and then transfer it to an exchange where you can swap for Dogecoin.

Wire Transfers:

  • Works similar to a bank transfer, moving funds electronically from the bank account to the exchange. There are international and domestic wire transfers. We recommend the use of domestic wires because they are less costly. Exchanges like Coinbase and Binance also offer SWIFT as a funding option.

Final Thoughts

DOGE has seen an uptick in prices in the recent past, triggering a buying rush from enthusiasts. You can buy Dogecoin on most crypto exchanges and brokers including eToro, Robinhood, and Binance. But it is important to note that memecoins derive their value from their cultural status and not any innovative underlying value, so its future value is questionable. Also, negative online behavior from backers can also affect its current price. The cryptocurrency market is highly volatile and you should invest only what you are willing to lose.

Credit cards provide a fast and convenient way to buy Dogecoin. However, there are numerous drawbacks, including multiple fees. Alternatives include bank transfers, e-wallets, and wire transfers.

A good credit card Dogecoin broker will be reputable, regulated, and offer good security, and low, transparent fees.

Should You Buy DOGE With Credit Card


Easy to buy


Has a lot of fees


Can I buy Dogecoin anonymously with a credit card?
How fast is buying Dogecoin with a credit card?
Do I need a crypto wallet?
Are there low fees when using a credit card to buy Dogecoin?
Can I hold cryptocurrency in my credit card account?
Can I buy other cryptos using a credit card?
Can I buy Dogecoin with a credit card instantly?
Is a credit card the easiest way to buy Dogecoin?
Does Coinbase accept credit cards?
Amala Pillai

Amala Pillai

Amala is custom content and news editor based in London. She is a former financial journalist based in Singapore with 7 years of experience covering a range of business and financial topics. Now she focuses on crypto and macro-economics. She has also covered feature profiles, tech, business politics and ESG— she was the Environment Editor for the Solutions Newspaper, 2016 and worked in an editorial capacity at both News corp (Dow Jones) and JBN. She also has experience as a content creator, strategist and brand editor for various financial institutions and banks.