HomeBitcoinHow to Buy Bitcoin in 2023How to Buy Bitcoin With Apple Pay

How to Buy Bitcoin With Apple Pay

Amala Pillai
Amala Pillai
5th Jun 2023

If you own an Apple device, you can use it to set up the company’s official mobile payment processor and wallet, conveniently called Apple Pay. Moreover, you can use the popular payment option to purchase many things, including Bitcoin, on online broker platforms and cryptocurrency exchanges.

On this page, we’re going to list some of the leading Apple Pay Bitcoin brokers at the moment. Moreover, we’ll provide a beginner’s guide for everyone interested in obtaining BTC using Apple Pay as a payment method. Finally, we’ll answer some of the frequently asked questions regarding buying BTC with Apple Pay.

Top Bitcoin Brokers That Accept Apple Pay

First of all, let’s explore the best brokers where you can use Apple Pay to buy Bitcoin. Below, you’ll find a list of the best brokers to buy BTC from using this payment method.

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Partner Name LabelLabelCTA Disclaimer
eToro1eToro4.8Visit Websiteetoro.comThis ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC) which is highly volatile, unregulated in most EU countries, does not fall under EU protections & is not supervised by the EU regulatory framework. Investments are subject to market risks, including the loss of principal.
Pepperstone2Pepperstone4.5Visit Websitepepperstone.comSpread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 80.9% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.
Eightcap3Eightcap4.4Visit Websiteeightcap.comCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 79.04% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.
Coinbase4Coinbase4.2Visit Websitecoinbase.com
Changelly5Changelly3.7Visit WebsiteChangelly.com
Trading 2126Trading 2124.0Visit Websitetrading212.comCFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 83% of retail investor accounts lose money when trading CFDs with this provider. You should consider whether you understand how CFDs work and whether you can afford to take the high risk of losing your money.

Through a partnership with American Express, Apple Pay became accessible in November 2015, enabling American Express cardholders to use it at any merchant that accepts contactless payments.

What Is an Apple Pay Bitcoin Broker?

An Apple Pay Bitcoin broker is an online cryptocurrency trading platform that accepts Apple Pay payments and features Bitcoin.

Every online crypto broker allows users to trade cryptocurrencies, some of these brokers also accept Apple Pay as a payment option. With these brokers, you can use Apple Pay to deposit fiat and then use the funds to buy Bitcoin (or any other available cryptocurrency offered by that broker).

Since both Apple Pay and Bitcoin are quite popular, many brokers accept Apple Pay for Bitcoin purchases.

What Crypto Platforms Accept Apple Pay?

Millions of people own Apple devices worldwide, and many of them actively use Apple Pay. This makes the popular payment method widely used in the US and beyond. So, it didn’t come as a surprise that a wide range of crypto platforms started accepting Apple Pay payments. For example, you can use Apple Pay in online cryptocurrency exchanges, brokers, lending platforms, P2P marketplaces, and more.

How to Buy Bitcoin with Apple Pay?

Buying Bitcoin is not rocket science, and Apple Pay offers a user-friendly interface that makes the entire process quick and easy. Here’s a brief overview of what a standard method of buying BTC with Apple Pay looks like:

Step 1: Select the best Apple Pay Bitcoin broker for you
Step 2: Open an account
Step 3: Connect your Apple Pay account and make a deposit
Step 4: Start buying Bitcoin

How to Deposit and Withdraw via Apple Pay

Apple Pay is easy to use, even if you haven’t tried it before. So, let’s take a look at the step-by-step processes of using the popular mobile payment option with cryptocurrency brokers.


First of all, let’s see what a standard Apple Pay deposit looks like. Follow the steps below to add money to your account using this payment method.

Step 1: Log in
Step 2: Select Apple Pay as a preferred option for payment
Step 3: Deposit money
Step 4: Approve the transaction
Step 5: Give it some time


Apple Pay doesn’t accept cryptocurrencies at the moment, so you cannot withdraw Bitcoin from Apple Pay itself. Still, you can withdraw your fiat funds from the broker to Apple Pay by following the simple process described below.

Step 1: Log in
Step 2: Select Apple Pay
Step 3: Confirm

That’s it. However, you need to remember that withdrawal using Apple Pay is often unavailable on crypto trading platforms. As a result, you will have to use another method to withdraw your fiat funds. If you wish to withdraw cryptocurrencies, you’ll have to use an appropriate crypto wallet instead.

What Should I Consider Before Using an Apple Pay Bitcoin Broker?

Picking the best Apple Pay Bitcoin broker isn’t difficult, as all platforms featured on this page are hand-picked by industry experts. Still, if you want to research brokers on your own, please pay attention to the following:

Transaction limits: Each broker has a minimum and maximum limit for every transaction, including deposits and withdrawals. Moreover, there’s a limit on how much Bitcoin (or any other available crypto) you can buy during a specific period.

Transaction fees: Even though Apple Pay doesn’t charge fees, the broker might, especially when purchasing cryptocurrencies with fiat money. That’s why you should keep a close eye on any additional charges.

Available cryptocurrencies: Buying Bitcoin might not cut it for you, and you might want to start acquiring other cryptos as part of your trading/holding strategy, so explore all available options before you commit to a broker.

Speed: It’s no secret that some brokers are faster than others and can process purchases and sales quicker. This is often crucial in the fast-paced cryptocurrency trading world; make sure you pick a platform that facilitates fast buying and selling.

It’s essential to pick a broker that has all the latest security protocols active and can protect your sensitive info and funds on the platform. Also, feel free to read reviews and user comments on forums to learn more about the broker’s reputation.

Should I Buy Bitcoin Using Apple Pay

Apple Pay is a popular payment option, but it also has certain downsides. Let’s look at both the advantages and disadvantages of using it to buy Bitcoin and other cryptocurrencies.

Pros & Cons of Apple Pay

Fast — Apple Pay transactions are usually instant, meaning you can load your broker balance in seconds with this payment option.
Easy if you have no experience using this payment option, you won’t need much time to learn how to make deposits and withdrawals to online crypto brokers.
No fees — Most Apple Pay payments that involve using your app have 0% fees.
Limited to Apple users — If you’re not an Apple device user, you won’t be able to experience the benefits of Apple Pay.
Not widespread — Even though Apple Pay is a popular payment option, many online crypto trading platforms still do not accept it.
There may be transfer and card fees.

Is Using Apple Pay the Best Method to Buy Bitcoin?

It’s really a matter of personal preference. Avid Apple device owners who have been using Apple Pay for some time will probably consider it the best payment option. However, plenty of alternatives are equally as good and can come in handy if you’re not a member of the Apple tribe.

What Are the Alternative Payment Methods to Buy Bitcoin?

If Apple Pay is not your cup of tea, you can consider using one of the following fiat payment methods for buying Bitcoin.

Credit /debit cards: Cards such as American Express, Visa, Mastercard, and Discover, are often accepted by online crypto brokers and feature fast and reliable payments.

Bank transfer: If you want to avoid using cards or apps for making payments, you can always make a transfer directly from your bank account, provided this option is available.

Google Pay: Even though it’s not as popular as Apple Pay, Google Pay is Android’s equivalent to Apple’s payment option.

Other e-wallets: There are several other popular e-wallets, and the most popular choice is PayPal since it’s accepted on many broker platforms.

Final Thoughts

To sum up, Apple Pay offers fast, secure, and affordable transactions, and you can use it to deposit your fiat funds into your online broker account. Even though it’s a great payment option, it’s still limited to Apple users only, so make sure to check out an alternative if you don’t own an Apple device.

Since you’re on this page, you most likely already have an Apple device. You might even use Apple Pay for day-to-day purchases and are therefore well-versed in how the option works. So, make sure you go through the list of the best Bitcoin brokers featured on this page and pick one to start buying BTC.

Trading cryptocurrencies is high-risk and speculative.


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Author Bio
Amala Pillai
Amala Pillai
Amala is custom content and news editor based in London. She is a former financial journalist based in Singapore with 7 years of experience covering a range of business and financial topics. Now she focuses on crypto and macro-economics. She has also covered feature profiles, tech, business politics and ESG— she was the Environment Editor for the Solutions Newspaper, 2016 and worked in an editorial capacity at both News corp (Dow Jones) and JBN. She also has experience as a content creator, strategist and brand editor for various financial institutions and banks.