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How To Buy XRP With Debit Card

Last updated 19th Aug 2022

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XRP is a popular digital asset that enables quick and cheap payments around the world. The number of ways you can pay for cryptocurrencies has increased significantly over the past few years.

In this guide, we discuss how to buy XRP with a debit card as well as other important considerations to keep in mind. Read on to find out more.

Top XRP Brokers That Accept Debit Card

There are many platforms to choose from when it comes to buying XRP and picking the right one can be a difficult task.

To save you time, we’ve listed the top beginner-friendly platforms below to help you get started right away.

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Can You Buy XRP With a Debit Card?

While some payment platforms such as PayPal allow you to buy cryptocurrencies on the platform itself, this isn’t possible with debit cards.

However, debit cards can be used on a number of different platforms to buy XRP and this will be covered in the next section below.

What Crypto Platforms Accept Debit Cards?

When it comes to buying cryptocurrencies, there are different platform types to choose from. Here are the ones that offer XRP markets.

How to Buy XRP With a Debit Card?

In this section, you will find a step-by-step guide on how to buy XRP with a debit card on all the platform types where it is possible.

Cryptocurrency Brokerages

Step 1: Find a brokerage platform
Step 2: Register an account
Step 3: Verify your account
Step 4: Deposit money
Step 5: Confirm the transaction
Step 6: An open position in XRP will be there

Cryptocurrency Exchanges

Step 1: Register an account
Step 2: Verify your account
Step 3: Set your desired payment method
Step 4: Find the XRP markets
Step 5: Confirm the transaction
Step 6: Your wallet will have the coins

How to Deposit and Withdraw via a Debit Card


  • To deposit money using a debit card, you can simply follow the instructions outlined above.


  • The process for withdrawing is slightly different. What you need to do is sell your position back into a fiat currency such as USD or GBP and then click ‘Withdraw’.

Here, you can choose your desired withdrawal method, which case would be a debit card.

Simply follow the onscreen instructions and if you have done online banking before, this will be a very familiar process

What Should I Look for in a Debit Card XRP Platform?

In this section, we have listed all the different things you need to take into consideration when choosing a platform. Through this, you can mitigate your risks and maximize the value you can get from your money.

Fee Charges:

  • Ensure you do some research to find the platforms that offer the lowest fees for the services you require. Easy-to-use platforms may charge a premium for the convenience.

Ease of Use:

  • Read online reviews to gauge how easy a platform is to use. Brokerages are perhaps a preferred choice for newcomers.


  • Unfortunately, scams are common in the cryptocurrency space. Stick to regulated platforms that require ID during the registration process. That way, you are better protected in case something goes wrong.


  • Make sure the platform you choose supports debit card payments. Fortunately, this is one of the most popular options so you won’t have trouble finding one. Furthermore, ensure that XRP is supported by the platform before signing up. You can use the table at the top to help you.

Should I Buy XRP Using a Debit Card


Familiar process if you have done online banking before
Widely accepted as a payment method
Secure way to pay
Easy deposits and withdrawals


Have to provide banking information over the internet
Bank may not allow deposits into certain cryptocurrency platforms

Is Using a Debit Card the Best Method to Buy XRP?

Debit cards are among the most widely accepted forms of payment on all the different cryptocurrency platforms.

It offers quick and easy deposits and the withdrawal process is straightforward as well.

For that reason, debit cards may be the most convenient way to buy XRP.

What Are the Alternative Payment Methods to Buy XRP?

Apart from debit cards, here are some other payment methods you may consider:

Final Thoughts

Using a debit card is one of the most popular and convenient ways to buy XRP.

It is a payment method supported by nearly all cryptocurrency platforms so you shouldn’t have much difficulty finding one that works for you.

One of the only downsides is that you have to share your banking details with an online platform but you can mitigate these risks by sticking to regulated platforms only.


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Khashayar Abbasi

Khashayar Abbasi

Khashayar discovered Bitcoin back in 2014 and has since spent countless hours researching the different use cases of cryptocurrencies. He has a bachelor's degree in International Relations and has been a writer in the financial services industry for nearly half a decade. In his spare time, Khashayar enjoys photography, cycling, and ice skating.