HomeXRPHow To Buy XRP With Credit Card

How To Buy XRP With Credit Card

Last updated 19th Aug 2022

Start trading now with eToro

XRP is a popular cryptocurrency that facilitates quick and cheap payments for users around the world. Given the rise of digital assets, many have been wondering whether it’s possible to buy using a credit card.

In this guide, we discuss how to buy XRP using a credit card as well as other important considerations to keep in mind. Read on to find out all there is to know.

Top XRP Brokers That Accept Credit Card

Nowadays, there are plenty of platforms to choose from when it comes to buying XRP and this can make the process of choosing one quite difficult given all the options.

To save you time, we have listed the top beginner platforms below to help you get started right away.

Minimum Deposit
Exclusive Promotion
User Score
More than 3,000 assets, including currencies, stocks, cryptocurrencies, ETFs, indices and commodities
Buy crypto, or trade cryptocurrencies via CFDs
This ad promotes virtual cryptocurrency investing within the EU (by eToro Europe Ltd. and eToro UK Ltd.) & USA (by eToro USA LLC); which is highly volatile, unregulated in most EU countries, no EU protections & not supervised by the EU regulatory framework. Investments are subject to market risk, including the loss of principal.

Can You Buy XRP With a Credit Card?

Unlike some other payment methods, credit cards do not give you the option of buying cryptocurrencies through their own platform.

They can, however, be used on cryptocurrency platforms to buy any of the supported assets and this will be covered in the next section below.

Which Crypto Platforms Accept Credit Cards?

When it comes to buying cryptocurrencies, there are different platforms to choose from. Here are the ones that offer XRP markets and accept credit cards.

How to Buy XRP With a Credit Card?

Here we have provided a step-by-step guide on how to buy XRP with a credit card on all the platforms where it is supported.

Cryptocurrency Brokerages

Step 1: Find a brokerage platform
Step 2: Register an account
Step 3: Verify your account
Step 4: Deposit money
Step 5: Confirm the transaction
Step 6: An open position in XRP will be there

Cryptocurrency Exchanges

Step 1: Register an account
Step 2: Verify your account
Step 3: Select Credit Card
Step 4: Enter the number of coins you wish to buy
Step 5: Confirm your transaction

How to Deposit and Withdraw via a Credit Card?


  • To deposit using a credit card, simply follow the instructions outlined above.


  • To withdraw, you would first need to sell back into a fiat currency such as USD or GBP. After this, you can press ‘withdraw’ on the account balance page and follow the instructions to have the money sent back into your bank account.

What Should I Look for in a Credit Card XRP Platform?

Here are the factors you need to take into consideration when deciding where to buy XRP.

Fee Charges:

  • Ensure you do some research to find the platforms that offer the lowest fees for the services you require. This can help you get more value for your money.

Ease of Use:

  • Read online reviews to gauge how easy a platform is to use. Through this, you can avoid platforms that are not user-friendly. Brokerages are perhaps a preferred option for newcomers.


  • Unfortunately, scams are common in the cryptocurrency space. Stick to regulated platforms that require ID during the registration process. That way, you are better protected in case something goes wrong.


  • Before signing up, make sure the platform offers XRP markets as not all of them will. This can help you save time.

Should I Buy XRP Using a Credit Card


Widely accepted by most cryptocurrency platforms
Familiar process if you have bought something online before
Quick and easy deposits and withdrawals
Secure way to pay for products online


Some credit card companies may not allow cryptocurrency purchases
Have to share banking information online

Is Using a Credit Card the Best Method to Buy XRP?

Credit cards are one of the most widely accepted payment methods on cryptocurrency exchanges. Both deposits and withdrawals are straightforward so they are certainly an option to consider.

What Are the Alternative Payment Methods to Buy XRP?

Other popular payment methods you can use to buy XRP include:

Final Thoughts

Credit cards are a convenient way to buy XRP on cryptocurrency platforms as they are widely supported, offer quick and easy deposits and withdrawals are straightforward as well.

If you have paid for goods or services online before, then the setup process would be very similar.


Can I buy XRP anonymously with a credit card?
Do I need a crypto wallet?
Can I hold cryptocurrency in my credit card account?
Can I buy other cryptos using a credit card?
Can I buy XRP with a credit card instantly?
Is a credit card the easiest way to buy XRP?
Does Coinbase accept credit cards?
Amala Pillai

Amala Pillai

Amala is custom content and news editor based in London. She is a former financial journalist based in Singapore with 7 years of experience covering a range of business and financial topics. Now she focuses on crypto and macro-economics. She has also covered feature profiles, tech, business politics and ESG— she was the Environment Editor for the Solutions Newspaper, 2016 and worked in an editorial capacity at both News corp (Dow Jones) and JBN. She also has experience as a content creator, strategist and brand editor for various financial institutions and banks.